Henry Ehrlich is a footnote to the financial history of our time. He was a senior speechwriter for Citibank for 11 years, where he served the great, the near great, and the not so great. His speechwriter career included every speech for the bank senior negotiator during the early years of the LDC debt crisis of the 1980s. He is author of Writing Effective Speeches and The Wiley Book of Business Quotations. He is currently working primarily with companies that are trying to fix the health care mess. Piece of cake.